Avoiding Credit Card Fraud.
Credit card fraud is becoming more and more of a problem, and if you are not careful then you could lose money to fraudsters. If you are worried about fraud but are unsure how you can protect yourself and your credit cards, then this article could help you. Here are some useful tips and advice about how to protect yourself from credit card fraud:
Methods of fraud
The methods and types of fraud are increasing as criminals learn new techniques and get improved technology. The most common methods of fraud today include:
·Copying and ‘cloning’ of cards
·Internet card fraud
·PIN number stealing
All of these methods are used more commonly than ever before to effectively steal your money. Obviously, it is impossible to totally eliminate the problem of credit card fraud, but there are things you can do to greatly reduce the risks.
Keep cards close
Make sure that you never let your cards out of your sight. Never leave cards unattended, and certainly don’t lend your card to anyone. If you are paying in a restaurant or shop, make sure you pay attention as to where your card is. A common method used to copy your card is to get the details whilst you pay, so keep an eye on your card at all times.
Whenever you get a receipt or a credit card bill, check that all the items and amounts are correct. If there are any amounts that you are unsure about, contact your card issuer immediately. Any paperwork that you throw away should be disposed of properly. Shred documents so that people cannot go through your rubbish and discover your card details.
Look behind you
When withdrawing money from a cash machine, make sure no one is looking over your shoulder to read your PIN. The easiest way for someone to use your card illegally is to see your PIN and then steal the card. Also, make sure you never keep a written record of your PIN, especially near your cards.
Use reputable firms
When buying on the Internet, make sure that you only purchase items from large and well-established providers. Small or unknown providers should be avoided as even if they are genuine, their security and encryption may be poor and allow fraudsters to access your details.
Keep contact numbers
If you have your card stolen or you think you have been the victim of credit card fraud, then you need to sort the problem out as quickly as possible. Keep all the contact numbers for your card issuer in a safe place so that you can call them up and sort out problems immediately. If you are careful and act quickly, you can limit the damage of fraud or prevent it occurring at all.
Bad Credit Cash Advance Services – Be Pleasantly Surprised
If you have the misfortune to have a bad credit rating you’ll know how difficult it is to obtain credit. Or is it? Truth is that many people with bad credit ratings accept that they’re no longer able to borrow, which may not be the case. Some lenders are willing to lend money without making you go through a credit rating check. One service that offers this bad credit cash advance services.
All you need in order to qualify to apply for bad credit cash advance services is a bank account, work and a home address. Provided you have these you can make an application. If you want to apply for bad credit cash advance services then you’ll need to log on to the Internet and find a lender, which shouldn’t be too difficult as there are many lenders offering this service.
Along with your bad credit cash advance services online loan application you’ll need to provide evidence of your salary, such as your last pay-slip, and your bank account details. Once you submit these you should be able to borrow money without a credit rating check being done.
You should note, however, that bad credit cash advance services are short-term borrowing. You’ll need to repay the cash advance loan on your next payday via a direct debit from your bank account. If for any reason you need to extend this period, you’ll need to arrange this with the lender before they submit the direct debit application.
So if you are one of the million these days who is find it difficult to make ends meet and need a short-term cash advance but are worried that your bad credit rating will stop this, try bad credit cash advance services – you may be pleasantly surprised with the answer you get.